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Hero

Non-Premium The Future of Banking in Southeast Asia

Ico Start Date: 01-Feb-18

Ico End Date: 28-Feb-18

British Virgin Islands

Hero's mission is to revolutionize the banking industry to make credit more readily available and affordable for the unbanked or underbanked, starting in Southeast Asia.

Banking

About Hero

Since 2015, we've begun disrupting the current financial system that excludes 2 billion people from the banking system by leveraging technology to create a more inclusive system that allows people access to credit. Collateralized Loans We believe secured loans provide the starting point for uncollateralized loans. In 2015 we launched the first fully licensed online pawnshop in Southeast Asia that has already served thousands of customer. PawnHero essentially turns mobile phones into pawnshops. Our interest rates are half of the traditional pawnshops providing access to cheaper credit that improves livelihoods. Blockchain-Based Loans Without Collateral - Individuals Most emerging markets lack centralized credit scoring. Blockchain enables every person to have a unique and verifiable reputation-based identity that allows them to participate equally in the economy. By combining non-traditional data sources from social media profiles, previous work experience and transaction history with advanced machine learning techniques we expand our offering to provide access to unsecured loans. Blockchain-Based Loans for SMEs & Communities The strength of every nation’s economy is usually a direct reflection of the viability of the small and medium-sized enterprises (SMEs) sector. In most cases, especially developing countries, SMEs account for as much as 35-40% of the total GDP. The driver of the SME sector of the economy is its access to affordable funding schemes. Initially we’ll start lending to individuals, but we’d then like to expand that to community lending and eventually SMEs.

Team

Paul Rivera

Advisors

Ricky Fiel

Blockchain Fund & WeTrust

David Margendorff

Board of Directors

Miguel Cuneta

CCO and Co-founder, Satoshi Citadel Industries

John Bailon

CEO and Co-founder, Satoshi Citadel Industries

Farouk Meralli

CEO, mClinica Inc.

Sam Kaddoura

Director of Trading, Satoshi Citadel Industries

Norbert Gehrke

Former Managing Director, Goldman Sachs and Barclays

MileStones

Stage 1 - Q4 2017

Expand collateralized lending business in the Philippines.

Stage 2 - Q1 2018

Blockchain-Based Loans Without Collateral - Individuals.

Stage 3 - Q3 2018

Regional Expansion.

Stage 4 - 2019

Blockchain-Based Loans for SMEs & Communities.

Financial

Token Info


Token

HERO

Platform
Ethereum
Type

Price In ICO

200 HERO = 1 ETH
Bonus
Available
Tokens for Sale
50000000

Investment Info


Minimum investment
Accepting
BTC, ETH, ETC, XRP, LTC, WAVES
Distributed
80%
Hardcap
250,000 ETH
Softcap
$5,000,000

Statistics

Ratings

20%
Weight

Nathan Christian

Blockchain Technology Consultant | End to End ICO Solutions |ICO Advisor
Rated on 2017-12-26

15%
Weight

Nikolay Shkilev

Entrepreneur | CEO | ICO Advisor | Crypto enthusiast | Blockchain expert | Public speaker | Mentor
Rated on 2018-02-15

Product in not good level. Need add team, experts, advertisement etc.

19%
Weight

Amarpreet Singh

Blockchain & ICO Advisor | Fintech | Innovation | Machine Learning | AI
Rated on 2018-02-20

47%
Weight

Benchy

ICO Analyzer Bot
Rated on 2018-03-08

4

4 expert ratings

4.8

SEA PROFILE

2.6

TEAM

3

VISION

2.6

PRODUCT

value of tokens sold in ICO

~$ 50,000,000

Status

Ended


Token
HERO
Price
200 HERO = 1 ETH
Bonus
Available
Bounty
Platform
Ethereum
Accepting
BTC, ETH, ETC, XRP, LTC, WAVES
Minimum investment
Country
British Virgin Islands
Whitelist/KYC
kyc
Restricted areas
USA, British Virgin Islands


ICO KYC Report

0 members Invited